Accidental Death Benefit (ADB): Under this benefit, in the event of your unfortunate death due to accident, your family will receive an amount equal to ADB sum assured that has been specified by you .
Family Accidental Death and Dismemberment Benefit (FADD): In the event of your unfortunate death due to accident your family will receive 100% of the your sum assured; in case of an unfortunate accident that results in the death of the spouse, you receive 50% of the your sum assured and in the case of children you can claim a benefit that amounts to 25% of your sum assured. In case of dismemberment, you will be paid the full amounts as mentioned above or a percentage of those based on the severity of the dismemberment.
Accidental Hospitalisation Cash (AHC): On minimum confinement of 3 consecutive days a lump sum amount equal to the AHC Sum Assured will be paid.
Total Permanent Disability (TPD): Under this benefit a lump sum amount equal to the TPD sum assured will be paid in the event of sickness and accident.
Critical Illness (CI): This benefit provides you with a lump sum on diagnosis of any 1 of 12 Critical Illness or Surgeries.
Cancer Care: In case you are diagnosed with cancer, the policy shall provide you with a lump sum amount.
Personal Health insurance provides financial coverage for medical expenses or lost income resulting from illness or accidental bodily injury. Covered expenses can include preventive and diagnostic care such as medical exams, laboratory tests and X-rays, as well as hospitalization, surgery, physicians’ fees, maternity care and medication. There are several categories of personal health insurance, including: Health, Dental, Vision, Supplemental/Voluntary Health, Private Medical and Personal Accident.
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